Know Today. Own Tomorrow.

How close are you to your own home?

Get your Mortgage Ready Score. See where you stand, what is holding you back, and your path to the keys, before you ever apply.

60 seconds. No cost to start. No hard credit check.

74Mortgage Ready
Getting Close

Estimated mortgage readiness

8 to 12 months

Deposit readiness70
Credit readiness83
Affordability68
Lender readiness64
Your journey

See yourself get to the keys.

Watch your score climb from where you are today, all the way to a home of your own.

  1. 41

    Today

    Where you start

  2. 58

    Improving

    Building momentum

  3. 76

    Mortgage ready

    Into the zone

  4. 90

    Marketplace ready

    Lenders take note

  5. Keys collected

    Home

Your AI coach

A coach in your corner, every month.

It turns everyday money decisions into real progress, checks in as life changes, and keeps your date to the keys moving closer. Calm, personal, never judgemental.

AI

Your coach

Monthly check-in

+6 this month
Great month. Your savings are up and your score moved from 68 to 74.
Is that enough to start looking?
You are close. Closing your £6,000 deposit gap is the fastest win and would take you to about 88.

Timeline

On track, your readiness date moved forward by 28 days.

Your dashboard

Everything that matters, in one place.

Your score over time, your deposit, your readiness and your next moves. The whole journey on a single, calm screen.

app.mortgagereadyscore.com

Mortgage Ready Score

74

+19 in 6 months
JanFebMarAprMayJun
Deposit tracker£18,000 of £24,000

£6,000 to go. About 8 months at your current pace.

Readiness breakdown

Deposit
Credit
Affordability
Lender fit

Your next moves

  • 1 Add £500 to your deposit
  • 2 Lower one card balance
  • 3 Keep income steady
What progress looks like

Small steps. Real momentum.

+19

average score lift in six focused months

£6,000

deposit gap closed with a steady monthly plan

11 months

from getting started to genuinely ready

Illustrative journeys. Real member stories will appear here as people reach their keys.

The marketplace

When you are ready, lenders come to you.

  1. 1You improve your score, privately.
  2. 2You become marketplace ready.
  3. 3An anonymised, consented profile is shared.
  4. 4Suitable lenders reach out to you.
Lender viewConsented

Anonymised profile

Readiness90 / 100
Income band£40k - £50k
Deposit£24,000
RegionSouth East

No name, address or contact details are shared without consent.

Your future home starts with one number.

Know Today. Own Tomorrow.