How close are you
to your own home?
Get your Mortgage Ready Score. See exactly where you stand, what is holding you back, and your path to the keys, all before you ever apply.
Takes 60 seconds. Private by design. No hard credit check.
Estimated readiness in 8 to 12 months.
Private by design
Your check stays yours
No hard credit check
Nothing that affects your file
Built for UK buyers
Deposits, affordability, lenders
Guidance, not advice
Educational preparation
Estimated mortgage readiness
8 to 12 months
One clear number, instead of the unknown.
Your Mortgage Ready Score reads from 0 to 100 across the four things lenders actually weigh: your deposit, your credit health, your affordability and your lender fit. No jargon, no judgement, just clarity.
You are probably closer than you think.
Most people put off finding out because they fear the answer. The truth is usually more hopeful. We show you the distance left, not the door closing, and the steps that bring your own front door within reach.
- 41
Today
Where you start
- 58
Improving
Building momentum
- 76
Mortgage ready
Into the zone
- 90
Marketplace ready
Lenders take note
- ★
Keys collected
Home
A guide in your corner, every month.
It turns everyday money decisions into real progress, checks in as life changes, and keeps your date to the keys moving closer. Calm, personal, and never judgemental.
Your coach
Monthly check-in
Timeline
On track, your readiness date moved forward by 28 days.
Everything that matters, in one place.
Your score over time, your deposit, your readiness and your next moves. The whole journey on a single, calm screen.
Mortgage Ready Score
74
£6,000 to go. About 8 months at your current pace.
Readiness breakdown
Your next moves
- 1 Add £500 to your deposit
- 2 Lower one card balance
- 3 Keep income steady
Find out privately, on your terms.
The hardest part of buying a home is taking the first step. We made it safe to take.
Private check
Your details are yours. We never sell who you are.
No hard credit check
Checking your readiness never touches your credit file.
You stay in control
Lenders only ever see a consented, anonymised profile.
Guidance, not advice
Educational preparation. Lenders make the final decision.
Start with your score. Add a coach when you want one.
Premium
- Your Mortgage Ready Score and roadmap
- Your AI mortgage coach
- Monthly check-ins and tracking
Premium Plus
- Everything in Premium
- Readiness audit
- Early lender visibility
See the full breakdown on the pricing page.
Small steps. Real momentum.
+19
average score lift across six focused months
£6,000
deposit gap closed with a steady monthly plan
11 months
from getting started to genuinely ready
Illustrative journeys. Real member stories will appear here as people reach their keys.
Your future home starts with one number.
Find out where you stand today, and the steps that take you to the keys.
Know Today. Own Tomorrow.