How it works

From confused to a clear path to the keys.

Mortgage Ready Score is the private preparation layer before you apply. Check privately, improve quietly, apply confidently.

1

Get your score

Answer a few private questions about your income, deposit, credit and goals. In about 60 seconds you get your Mortgage Ready Score out of 100.

2

See exactly where you stand

Your deposit gap, your estimated timeline, your typical borrowing range, and the specific things holding your score back.

3

Follow your plan

Three clear next moves, not thirty. The AI coach turns numbers into real-life actions and checks in as life changes.

4

Watch your score move

Every improvement is visible. Saving more, reducing debt, and steady income all lift your score over time.

5

Unlock lender readiness

As your profile strengthens, more lender categories come into reach. Nothing is shared without your consent.

6

Reach for the keys

When you are genuinely ready, suitable lenders or partners can be invited to reach you privately and confidently.