Your questions, answered plainly.
Check privately. Improve quietly. Apply confidently.
What is a Mortgage Ready Score?
It is a transparent number from 0 to 100 that shows how prepared you are likely to be for a mortgage journey today, built from your deposit, affordability, credit health, commitments, stability and saving habits.
Is this mortgage advice?
No. Mortgage Ready Score provides educational guidance and financial preparation, not regulated mortgage advice. Final lending decisions are always made by lenders.
Will checking my score affect my credit?
No. Your initial score uses the details you provide. There is no hard credit search. Any future credit checks are soft and do not affect your credit score.
Does a high score mean I am approved?
No. A strong score means your profile appears well prepared. It does not guarantee acceptance. Lenders make the final decision.
What does it cost?
You can get your score and roadmap at no cost. Premium adds the AI coach, monthly check-ins and deeper tracking.
Who can see my information?
Only you, unless you choose to be introduced to a suitable lender or partner. Nothing is shared without your explicit consent.
How long until I am mortgage ready?
It depends on your starting point. Many people improve over several months. Your plan shows an estimated timeline and how to bring it forward.
Mortgage Ready Score provides educational guidance and financial preparation, not regulated mortgage advice. Final lending decisions are made by lenders.